Vice President-Chief Financial Officer
fredr@hartfordloan.com

Mr. Rafaty brings over twenty years of experience in real estate speculation, investing and sales.  Fred also possesses extensive knowledge in information technology and systems.

Fred has been involved in several commercial and residential real estate transactions throughout the United States and brings his savvy and expertise to each negotiation our clients are involved in.

Outside of managing the day to day operations or HFS, Mr. Rafaty continues to personally handle several loans for clients of HFS looking to improve their current mortgage situations or start to embark on new ones.

Whether you are looking for your first home, thinking of investing in your tenth investment property or refinancing into the lowest rate on the market, Fred is your man and he is available to you 24 hours a day.